Dental Insurance – Abingdon, VA
Let Us Provide a Stress-Free Experience
Our team at Amburgey Dental understands how confusing dental insurance in Abingdon can be. This is why we are ready to help you navigate the details of your plan so that you pay less out of pocket each time you visit. From identifying your level of coverage to taking care of filing the necessary claims, you can entrust our experts to maximize your benefits so that more of your hard-earned money remains in your pocket. To find out how we can help you achieve the savings you need, call us today!
How Dental Insurance Works
Most dental insurance companies build their policies to encourage patients to pursue preventive care. This is why you’ll find that most plans offer 80-100% coverage for regular dental exams and cleanings. These services are designed to minimize cavities, tooth decay, gum disease, and other conditions that require more advanced care.
Preventive and restorative dental services are the two umbrella categories typically covered by dental insurance. Cosmetic dentistry is viewed as a luxury and not medically necessary, while orthodontics often requires a supplemental plan to receive coverage.
What is the Difference Between Dental and Medical Insurance?
Although the two might seem as if they are the same, they are not; in fact, they’re very different. Medical insurance typically provides greater coverage after an incident. A broken arm, serious illness, or pregnancy will typically see insurers paying more for treatment.
Dental insurance, however, focuses on prevention. Encouraging patients to seek regular oral healthcare (i.e., six-month dental exams and cleanings, X-rays, fluoride treatment, etc.) reduces the potential need for restorative treatment. These services are often covered at 50-80%, depending on the type of care required (i.e., dental fillings, dental crowns, root canals, etc.).
In-Network vs. Out-of-Network
When reviewing your plan, you will notice two columns titled in-network and out-of-network. This can be confusing if you’re unsure what they mean. Amburgey Dental is pleased to be an insurance-friendly practice, in-network with Delta Dental Premier and Delta Dental Premier PPO. However, we are also an out-of-network provider for those who require high-quality oral healthcare but do not have insurance that we are “in-network” with.
In-Network
In-network means we have partnered with various dental insurance companies to set a fee for certain services. This ensures you pay as little as possible when visiting our office. We are pleased to be in-network with:
- Delta Dental Premier
- Delta Dental Premier PPO
Out-of-Network
Just because we are not under contract with your dental insurance plan doesn’t mean you cannot receive the same high-quality care. In fact, you can still receive the same great perks when visiting Amburgey Dental. Ultimately, our goal is to ensure you receive the oral healthcare you need, not just what your dental insurance plan will cover.
Even if we are out-of-network with your plan, we will still file the necessary paperwork so you can receive the maximum reimbursement after treatment is complete.